Just a few of our many Buying Programs:

** ALL CASH Transaction **

This process takes between 7-14 days. The time is dependent upon the time needed to search the title for your home.

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• Immediate mortgage relief
  
  
• Immediate relief from a stressful situation
  
  
• No worries of whether the Cash Buyer can qualify for a mortgage
  
  
• You don’t have to worry with needed repairs
  
  
• LOW closing costs for your home
  
  
• If we come to an agreement, we can pay all cash with NO contingencies.
  
  Unlike most potential buyers, we don't have to sell another house first.

• Any time cash is offered for ANYTHING, the seller must realize that there will be a discount on the price.
  
  If the offer is acceptable to you, and you would like an extremely quick closing, then this is an excellent choice for you.
  
  
• Cash Buyers pay wholesale prices.
  So, if you own a home in nice condition, we have other Buying Programs that you could consider.
  
  
• Higher out-of-pocket expense from a Cash Buyer may mean that you will get slightly less than full retail value.

* * Creative Financing * *

Every situation and every reason for a sale is unique. There is always more than one way to "skin a cat".

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Most people are only aware of the "traditional route" that involves listing your home with a Realtor for 30 days to 12 months.

Have you ever had an experience with a non-performing Realtor?
Do you have any idea how many other homes your Realtor is trying to sell.
We think it's safe to say more than just yours!
We give you our personal and undivided attention.

Why should a Realtor RUSH to sell your home if they have you locked into a long term contract. Now granted, all Realtors are not the same. We are only speaking of those non-performing Realtors.

Still the same, it's no wonder that a listed home can sometimes take a long time to sell while you, the owner, are stuck maintaining the property and making house payments month after month.

Selling a house is usually an expensive and complicated process. Again, that's why real estate agents make thousands (sometimes tens of thousands) of dollars on a single sale.

However, if we buy your home you WILL keep more of your profit in your pocket.

Suppose you decide to go ahead and take your chances by listing your home with a Realtor -
That is fine, just be sure to tell the Realtor that you want to exclude our company from their Listing Agreement.

This way, if you decide that you no longer want to go the "traditional route" of selling your home, you can sell it to us without paying the Realtor's commission. At least this way, you can keep other options open for yourself.

You don't have to be locked into a long term contract with a non-performing Realtor.

* *Subject To - (Owner Financing) * *

This is a process that allows the seller numerous benefits. It is easy, quick and clean.
The Buyer assumes your mortgage note, and if you have ample equity in your house, the Buyer can cut you a check or set up payments for the agreed amount.
At closing, all you need to do is give us your coupon book for the house payments.
We actually take over your existing house payments.

Good News! Your loan do not have to be assumable in order for you to qualify for this program.

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• Fastest route to mortgage relief
  
  
• Cash at closing or Payments for your equity
  
  
• We can rebuild your credit by making on time payments to the existing lender.
  
  
• Almost zero closing costs
  
  
• You don’t have to worry with needed repairs.
  
  
• You’ll get a fair offer with reasonable terms.
  
  
• We'll close quickly and make your payments evaporate, so that you can get on with your life and enjoy peace of mind, knowing your home is no longer a financial burden.

From our perspective and our clients, there are none.

March 17th, 1995
I have had great pleasure in dealing with Do You Need Cash. In all of our dealings I have found them to be honest and straightforward. I felt relieved when your agency took over my existing house payments. I felt even better to see that ALL of the house payments have been on time.

Our agreements contractual or verbal, have been met without hesitation or variance. In a time when the norm in the business world is meeting clients’ expectations most of the time, I can truly say that I am impressed by Do You Need Cash since they have met or exceeded my expectations on every occasion. I can recommend this agency to anyone in need of the services they offer and feel confident that you will get the same high level of professional service that I have enjoyed.
- Constance Vanderbelt

* * Traditional Financing * *

When a seller needs to sell quickly, this is the most costly and cumbersome approach.
With interest rates at historic lows, mortgage processing time is taking months in some cases to close.

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• Mortgage relief in just as soon as the Realtor or you can get is sold.
  
  
• Cash at closing

• Will Buyer qualify?
  Probably not since 65 to 70% % of the population can not qualify for financing.
  
  
• HIGH closing costs
  
  
• Could take months to close
  
  
• Getting the "timing" just right for your next move to your new home or new location.
  
  
• You get stuck with making 2 mortgage payments when your Buyer's financing falls through.
• You will have several Buyers parading through your homeYou need to time your closing date with the date you are trying to

* * Lease Purchase * *

We can lease your home from you with an option to buy it at a later date.

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• We guarantee that we will make your house payments
  
  
• Homeowner gets debt relief
  
  
• No more management - We take care of it
  
  
• You retain ownership of the house
  
  
• You get your cash when the home is sold
  
  
• You retain the tax benefits until it is sold
  
  
• Saves you credit
  
  
• Helps homeowners qualify for new financing
  
  
• No repairs or maintenance for homeowner

• The homeowner is still responsible for paying property taxes.
  
  
• If the home has equity, the Homeowner will be cashed out when the home is sold and a new loan is put in place.